Tailored Fixed Income Investment Opportunities for Discerning Investors

Income-focused investment solutions designed to prioritize capital preservation, deliver consistent returns, and support disciplined long-term portfolio growth.

Capital Preservation Focus Wholesale & Sophisticated Investors Confidential Enquiry

Available exclusively to eligible wholesale and sophisticated investors. Capital is at risk. The information provided is general in nature and does not constitute personal financial advice.

Contented Capital ·  · AFSL 457139

Contented Capital REF: KI-FI-2026

Fixed Income Opportunity — Summary

INDICATIVE

INDICATIVE TARGET YIELD RANGE

7.5% – 9.5% p.a.

Income paid periodically · Indicative only · Not a guarantee of returns

TERM

12 – 36 mo

INCOME

Quarterly

MIN. INVESTMENT

$25,000

PORTFOLIO POSITIONING — INDICATIVE REVIEWED PERIODICALLY
Secured Fixed Income55%
Diversified Credit25%
Defensive / Cash12%
Liquidity Reserve8%

RISK PROFILE & SUITABILITY

Risk ClassificationModerate – Income-Oriented
EligibilityWholesale / Sophisticated Investors
LiquidityDefined-term · Limited interim liquidity
INVESTMENT SUMMARY · INDICATIVE GENERAL INFORMATION ONLy
I · Why Fixed Income Now

A disciplined approach to income generation, capital preservation, and structured investing.

Australian investors are increasingly turning to professionally structured fixed income solutions in pursuit of consistent income, reduced volatility, and disciplined credit exposure. This information is provided for general informational purposes only and does not constitute personal financial advice.

Yield Environment

Higher prevailing interest rates have increased the appeal of considered fixed income exposure.

Capital Preservation

Income-oriented structures designed around defensive positioning and disciplined documentation.

Diversification

A complementary allocation alongside equities — reducing concentration to a single market outcome.

Reduced Volatility

Defined-term, income-focused exposure can moderate portfolio volatility over the cycle.
II · Current Opportunity

Indicative yield ranges across today's professionally managed fixed income investment categories.

An overview of investment structures currently available to eligible investors. All yield figures are indicative only and should not be relied upon as a guarantee of future returns. Detailed investment opportunities and supporting documentation are available upon request following a private enquiry.

Category Indicative Yield Term Profile Risk
Secured Fixed Income 7.5% – 9.5% p.a. 12 – 36 months Moderate
Diversified Credit 8.0% – 10.0% p.a. 24 – 48 months Moderate
Defensive Income 5.5% – 7.0% p.a. 6 – 18 months Conservative

Secured Fixed Income

YIELD:    7.5% – 9.5% p.a.
TERM:    12 – 36 months
Risk :       Moderate

Diversified Credit

YIELD:    8.0% – 10.0% p.a.
TERM:    24 – 48 months
Risk :       Moderate

Defensive Income

YIELD:    5.5% – 7.0% p.a.
TERM:    06 – 18 months
Risk :       Conservative

Indicative only · General information only · Not a forecast or guarantee of returns. Available to eligible wholesale and sophisticated investors. Capital at risk.
III · Who This Is For

Designed for thoughtful investors seeking disciplined strategies — not speculative exposure.

Contented Capital works with eligible Australian investors seeking income, capital preservation, and disciplined long-term portfolio construction.

Sophisticated Investors

Investors who satisfy the eligibility requirements under section 708 of the Corporations Act.

Wholesale Investors

Eligible wholesale clients seeking professionally structured investment exposure.

SMSF Trustees

Self-managed super funds seeking income-focused fixed income investment opportunities.

Income & Preservation

Investors seeking consistent income and a disciplined approach to capital preservation.

This may not be suitable for investors seeking speculative, short-term or high-risk growth opportunities. Investment opportunities may only be available to qualifying investors.
IV · Why Contented capital

A private, governance-driven approach to structured fixed income investing.

Contented Capital is a privately operated Australian investment firm focused on structured fixed income solutions for sophisticated and wholesale investors — relationship-led, thoroughly documented, and thoughtfully structured.

Governance-Led

Documented investment committee review conducted for every opportunity.

Structured Discipline

Defined-term, income-focused investment structures with clearly established parameters.

Direct Communication

Direct access to a dedicated specialist — never a call centre.

Considered Documentation

Comprehensive disclosure provided before any investor commitment is made.

AFSL Number

457139

ABN / ACN

ABN 33166825985

Registered Office

Melbourne, Victoria

V · Simple Process

Three structured steps from initial enquiry to detailed investment information.

A confidential, no-obligation process designed to provide information to eligible investors. All information is general in nature and does not constitute personal financial advice.

Investor Enquiry

Submit a brief, confidential enquiry for review, typically within the same business day.

Qualification & Discussion

A specialist will confirm eligibility and discuss your investment objectives in a private consultation.

Information Review

Receive detailed investment documentation for opportunities aligned with your investor profile.

Qualifying Investors

Professional Investors – An individual or entity who controls at least $10 million of investments, securities, or holds an Australian Financial Services Licence.
Sophisticated Investors – An individual who has aggregated net assets of $2.5 million, or has aggregated gross income for each of the last two financial years of at least $250,000 a year.

A qualified accountant must certify the person satisfied one of these criteria and this certification must be renewed every two years.

Experienced Investors – Where an AFSL holder such as Contented Capital is satisfied on reasonable grounds that the person to whom the offer can be made has previous experience in investing in securities that allow them to assess
Merits of the offer
Value of the securities
Risks involved in accepting the offer
Their own information needs, and
Adequacy of the information given by the person making the offer.

Anti-Money Laundering

The Australian Government has implemented Anti Money Laundering and Counter Terrorism Financing (AML/CTF) legislation designed to reduce the opportunity of money being generated through illegal activity from being converted into legitimate or clean funds. By combating money laundering, the government also aims to reduce crime and prevent the use of funds to finance terrorist activity.

The Australian Transaction Reports and Analysis Centre (AUSTRAC), the Government regulator for anti-money laundering and counter terrorism financing, have developed a flyer to help investors better understand the new legislation

Contented Capital pty lts complies with its AML obligations and has an AML compliance program in place.

The Australian financial services industry is required to capture and retain specific customer information for new clients applying for products and services. This process is generally referred to as ‘know your customer’ or KYC.

Contented , along with the majority of financial services organisations, will be using new identification forms to fulfil our obligations in this respect.

The new identification forms capture information relevant to the client/customer type and no new accounts can be opened without the appropriate form being completed.

Disclosures

Important Information

Please read the following information carefully before considering any investment opportunity.

Investment Risk

All investments carry risk, including potential loss of capital. Past performance is not a reliable indicator of future performance.

General Information Warning

Information provided on this website is general in nature only and does not take into account your objectives, financial situation or needs.

Independent Financial Advice

You should consider whether any investment opportunity is appropriate for you and seek independent financial advice before making investment decisions.

 

Eligibility Requirements

Investment opportunities may only be available to eligible wholesale or sophisticated investors as defined under the Corporations Act 2001 (Cth).

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The information contained on this website is intended exclusively for the categories of investors indicated below and is subject to legal and regulatory restrictions in certain jurisdictions. Please confirm your investor category to proceed.